Private credit · Transaction structuring · Debt capital

Capital does not raise itself.

We are not the lender. We make the transaction fundable. SHC originates, qualifies and structures opportunities—then runs a disciplined process with suitable capital providers.

01 / TRADE02 / INFRASTRUCTURE03 / ENTERPRISE GROWTH04 / SPECIAL SITUATIONS

The process

One job: move a real transaction toward capital.

The market does not lack capital or ambition. It lacks a controlled way to connect the right opportunity with the right source of capital.

01

Originate

Source opportunities directly and through sponsors, advisers and intermediaries.

02

Qualify

Qualify the opportunity before lender outreach.

03

Structure

Shape repayment, security, controls and the funding case.

04

Raise

Match the opportunity with suitable capital providers and manage a disciplined process.

Capital solutions

Private credit at the core.

Our primary focus is private credit, particularly asset-based lending, trade finance and transaction-led credit.

01

Asset-based lending

Secured equipment, receivables and other asset-backed facilities.

02

Trade & commodity finance

Inventory, purchase-order and transaction-led working capital.

03

Bridge & growth debt

Short- to medium-term credit for expansion, working-capital execution and transitional funding needs.

04

Structured & hybrid credit

Structured debt, credit-linked note solutions, ring-fenced vehicles, syndicated facilities and bespoke structures.

Impact alignment

Where relevant to the capital-provider mandate, we consider measurable development and UN Sustainable Development Goal alignment alongside financial viability. Impact alignment is a consideration across financing structures, not a separate instrument.

Our approach

No QC. No outreach.

01 / REAL

Support the claim

Credible, legitimate and independently supportable.

02 / RIGHT

Match the mandate

Aligned to funder appetite, structure, security, economics and transaction size.

03 / READY

Prepare the evidence

Defined ask, repayment plan, financials, approvals, decision-makers and execution plan.

CONTROL / EXECUTION

Manage market engagement

Consistent materials, authorised claims, Q&A and disciplined data-room access.

“A claim is not a fact. A deck is not due diligence. A mandate is not capital.”

What fits

Clear repayment. Real security. Credible execution.

Indicative transaction parameters for SHC mandate fit. Actual terms and capital availability depend on the transaction and relevant capital provider.

TransactionIndicative ticketTenorPreferred support
Purchase orders / invoice / receivablesUS$1m–US$5m3–24 monthsAssigned receivables; controlled collections
Trade / commodity / contract-backedUS$2m–US$10m6–24 monthsTitle or contract control; controlled payment
Asset-backed / equipment / industrialUS$3m–US$15m12–36 monthsVerified value; meaningful security; sensible LTV
Corporate private creditUS$3m–US$15m12–36 monthsCash flow, covenants, guarantees and/or assets
Infrastructure / development / SDG-alignedUS$10m–US$30m+24–60 monthsContracted revenue; sponsor equity; project security
UK real estate£4m–£15m12–36 monthsFirst-ranking property security; defensible LTV; clear refinance/sale exit

Our ideal coreUS$3m–US$10m · Defined use · Evidenced repayment · Meaningful lender control

For capital partners

The right funder, not the longest list.

Access screened opportunities supported by defined use of funds, considered security structures and focused transaction materials. Each capital provider retains its own underwriting, approval and execution process. For defined family-office and private-investor mandates, SHC also selectively sources UK real-estate opportunities.

  • Institutional lenders & private credit funds
  • Family offices & private investors
  • Impact and development-focused capital

For businesses & advisers

Make it fundable. Then raise the capital.

Bring us opportunities where the asset base, cash-flow cycle and commercial case can support a credible financing structure.

  • Operating businesses & project sponsors
  • Advisers, brokers & intermediaries
  • Sector experts & strategic partners

Who executes

Two disciplines. One controlled funding process.

Miltiades Caldis

CEO

Miltiades Caldis

Capital & commercial execution

Miltiades leads SHC’s strategic direction, transaction origination and capital-provider relationships. His experience spans private credit, asset-based lending, venture-capital advisory and investment management.

  • Capital-provider relationships
  • Origination and transaction strategy
  • Commercial structuring and execution

BSc Property Investment & Finance · University of Cape Town

Kimon Caldis

COO · Head of Quality Control

Kimon Caldis

Credit & execution control

Kimon oversees deal triage, credit analysis, structure and diligence. His background spans alternative investments, macro research, securities trading and operational management, including principal authorship of SHC’s white paper on asset-based private debt.

  • Deal triage and Real / Right / Ready qualification
  • Credit, structure and diligence review
  • Process control through closing

Business Science in Finance (Honours) · University of Cape Town

How clients engage us

The work should match the stage.

Engagement scope, fee structure and commercial terms are agreed based on the nature and complexity of the mandate.

Start a conversation

Start with the decision
you actually need.

Choose the route below that best matches your role. Businesses and sponsors can submit a financing opportunity, capital providers can outline their mandate, and advisers or intermediaries can introduce a transaction for initial fit review.

Transaction brief

Prepare the essentials.

Use this checklist to structure a focused first conversation with SHC.